The safest place to accumulate and hold your long term savings.

999 purity physical gold bought and stored at the MCX Exchange for 1% Commission.

Inflation Proof SIP Calculator

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The estimated accumulation is based on the assumption that gold price appreciates 10% CAGR p.a.. Actual grams accumulated depend on actual gold prices.

Protect your savings from inflation & financial market risks

Withdraw any time. One Account. 6 Options.

Any time Withdrawal

You can withdraw the accumulated gold balance in your account, fully or partially, any time, even before the end of the plan period. There are 6 ways to withdraw your Gold balance as shown above.

Physical Gold

All payments are converted to 999 physical gold on the same day using MCX Exchange quoted price plus a fixed commission. The Gold bars are bought and stored at the MCX Exchange Warehouse in Ahmedabad with warehouse receipts and traceable serial numbers.

Digital Payments

Every payment you make through the banking channel, is digitally tracked and instantly processed with a GST Bill. There are 6 ways to add Gold to your milliGOLD account as shown above. Bank Collection charges: Rs 20 per gram.

How to start a Gold Saving Scheme?

milliGOLD is a PWA App. Works on a mobile browser. No need to install from play store. Type https://app.milligold.in on your browser, login with OTP and go to Save Menu

Step 1

Select Amount and Duration

Select an amount that can be automatically debited from your bank account at the beginning of the month. (Min Rs 1000 PM). Whenever you have excess money to save, You can always make additional ad-hoc UPI payments – any amount, any time - over and above your monthly subscription. Your UPI Pay-In ID is milligold.accountno@icici which you can pay from any UPI app without even coming to our app.

The duration you choose will determine the expiry date of your e-Mandate, after which, if you want to continue saving gold, you have to renew the e-Mandate once again. There is no link between e-Mandate duration and withdrawal. You can withdraw your Gold any time, even when your e-Mandate period is not over.

Step 2

Enter Contact Details

Confirm your Name and Email ID.

Other profile details like Address, Pincode, Bank account details, Nominee details etc. are not compulsory to start the plan. But to ensure the safety and security of your account, you need to complete these information at app.milligold.in within 1 month.

Step 3

Authorize e-Mandate online (ECS/SIP)

e-Mandate is an online process similar to ECS and SIP and is managed by NPCI in partnership with all major banks and payment gateways. e-Mandate authorizes your bank to debit your account automatically every month, for a given amount, on a preferred date (Example 5th, 10th etc). You can cancel the e-Mandate or change the monthly amount and duration any time. After you have created your plan, you can find the eMandate Authorization link in the Manage Tab of the Subscription Section in Save Menu. You can also set up a live call / video call / live chat with our customer service team to guide you through the e-Mandate process.